Thursday, September 25, 2014

How Much is Enough… Savings?

Presented by Mark Phillips

How much should we be saving for retirement (financial independence) right now?

While our Financial Planning process is designed to provide a far more precise and customized answer for each person/household I found the following on the Squared Away Blog (published by the Center for Retirement Research at Boston College).

No two people are alike, but the Center for Retirement Research estimates the typical 35 year old who hopes to retire at 65 should sock away 15 percent of his earnings, starting now.  Prefer to retire at 62?  Hike that to 24 percent.  To get the percent deducted from one’s paycheck down into the single digits, young adults should start saving in their mid-20s and think about retiring at 67.



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